Will insurance pay for online therapy ?

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Will insurance pay for online therapy ?

Yes, most major, and minor health insurance plans cover online therapy.
This is usually on the condition the therapist you choose islicensed in your region and therapy is included in your policy. Usually, therapy is included in most if not all extended health care plans.

Here is a simple breakdown of how interprovincial online therapy works across Canada:

Canada Online Therapy abides by regulatory guidance of all Canadian provinces to service clients nationally.

We comply under CCPA guidelines. We uphold standards dictated by our regulatory licensing board NSCCT and each provincial regulatory restrictions.

These regulatory guidelines are explained simply below.

CCPA interprovinical practice states:

"Inter-Provincial Practice is the provision and administration of ethically based counselling and/or psychotherapy between a practitioner and client; where the client lives/is visiting in one province or territory and the practitioner is in another province or territory. This cross-province practice occurs in a virtual setting.

Interprovincial practice has been around for years; however, the COVID-19 pandemic highlighted the need and constraints in regards to counsellors/psychotherapists being able to provide services to those in need, especially to those who may not have been located in the same province as their clients. This has led to a complex and confusing landscape for members.

In Canada, psychotherapy is regulated at a provincial level, but not all provinces are regulated. As of August 2023, Quebec, Ontario, Nova Scotia, New Brunswick, and Prince Edward Island that have regulated psychotherapy. In Alberta, the bill for regulation has passed but the college is not yet open. The other provinces and territories are unregulated."

- CCPA, Canadian Counselling and Psychotherapy Association

The following list outlines common private insurers and typical billing options:

Sun Life Counselling

Manulife Psychotherapy

Canada Life Counselling

Blue Cross Counselling

GreenShield Mental Health

Most plans cover 60%, 80%, to 100% of your fee.
Usually we see our clients being reimbursed within hours to days of their submission.

Lee Park, RCT 25-002, MACP, BPsych Hons

Owner, Canada Online Therapy

www.canadaonlinetherapy.com

[email protected]